Effective Date: January 1, 2026
By accessing and using Delegance Brokerage's services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
Delegance Brokerage provides insurance brokerage services, including but not limited to:
To use our services, you must be at least 18 years of age and have the legal authority to enter into this agreement on behalf of yourself or the business entity you represent. By creating an account, you represent and warrant that you meet these eligibility requirements and are an authorized representative of the company you are registering.
You agree to:
We are committed to protecting your privacy and handling your data responsibly. Our data practices are detailed in our Privacy Policy, which forms an integral part of these Terms of Service.
All content, features, and functionality of our platform, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, are the exclusive property of Delegance Brokerage and are protected by copyright, trademark, and other intellectual property laws.
Delegance Brokerage shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of our services. In no event shall our total liability exceed the greater of (a) the amount you paid us in the twelve months preceding the claim, or (b) one hundred dollars ($100).
You agree to indemnify, defend, and hold harmless Delegance Brokerage, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from or related to: (a) your use of our services; (b) your violation of these Terms; (c) your violation of any third-party rights, including intellectual property or privacy rights; or (d) any content or information you submit through our platform.
Our AI-powered analysis and recommendations are provided for informational purposes only. Final insurance decisions should always be made in consultation with qualified insurance professionals. We do not guarantee coverage or claims outcomes.
We strive to maintain continuous service availability but cannot guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue any aspect of our services with or without notice.
Either party may terminate this agreement at any time. Upon termination, your right to use our services will cease immediately, but provisions regarding intellectual property, limitation of liability, indemnification, and dispute resolution will survive.
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any legal action arising out of these Terms shall be brought exclusively in the state or federal courts located in Delaware, and you consent to the personal jurisdiction of such courts.
Any dispute, controversy, or claim arising out of or relating to these Terms or our services shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules. The arbitration shall take place in Delaware, and the arbitrator's decision shall be final and binding. You agree to waive your right to participate in a class action lawsuit or class-wide arbitration.Notwithstanding the foregoing, either party may seek injunctive relief in any court of competent jurisdiction for violations of intellectual property rights or confidentiality obligations.
We reserve the right to modify these terms at any time. We will notify users of any material changes via email or through our platform. Continued use of our services after such modifications constitutes acceptance of the updated terms.
If you have any questions about these Terms of Service, please contact us at: support@delegancebrokerage.com